Financing Options

Financing Options:

No one understands the needs of today’s dairy operations better than DFA Financing. We’ve built our product offerings around the unique needs of agriculture. Our loan application process is simple and we strive to turn your application around as quick as possible.

Operating Lines of Credit

For purchases ranging from fertilizer, chemicals and seed to large amounts of feed we offer a 12-month revolving line of credit to assist with operating expenses throughout the year. You can also use this line of credit for pre-paid purchases at the end of the year as part of your tax-planning strategy. The 12- month repayment is timed with your production cycle to fit your operations.

  • Loan amount and terms– The amount and terms of the line of credit will be based on the credit quality of the application. Terms range from one to five years. Some of these factors include collateral, cash flow and credit history.
  • Variable and fixed rates available– Competitive variable and fixed rates are available, based on the quality of the applicant. Current rates are quoted daily.
  • Loan repayments– As a convenience, payments on the loan are made automatically through milk check deductions.

The application process for an operating line of credit is quick and easy. Download an application to get started.

Capital Lines of Credit

Use for purchasing cattle, major equipment and other large investments, capital lines of credit are available to draw on for a full year, with flexible repayment options. These lines have an option to revolve for ongoing capital needs.

  • Cow Financing
    If you are thinking about increasing your herd size or needing replacements, we can help. We offer cattle loans to help you continue to grow and be profitable.
  • Real Estate Financing
    If you’re considering adding new land or purchasing another farm property, we want to help make the process a smooth one. DFA Financing also offers refinancing and other options to fit your long-term financing needs.
  • Capital Project Financing
    When you are ready to expand your capital project financing can help make that new barn, parlor or storage facility a reality. We can work with you start to finish, to help realize your goals and structure long-term loans to meet your cash flow needs.

Capital Lines of Credit Information

  • Loan amount and terms– The amount and terms of the line of credit will be based on the credit quality of the application. Terms range from one to five years. Some of these factors include collateral, cash flow and credit history.
  • Variable and fixed rates available– Competitive variable and fixed rates are available, based on the quality of the applicant. Current rates are quoted daily.
  • Loan repayments– As a convenience, payments

The application process for an operating line of credit is quick and easy. Download an application to get started.

 

Example of DFA Financing Rates
        52 Week Range 52 Week Range
Name Today Yesterday Week Ago Low HI
Agri Max Base Rate 5.0000 % 5.0000 % 5.0000 % 5.0000 % 5.0000 %